Capital + Commerce: Smarter Payments, Faster Funding, Real Growth
At Cerulean Social, we're more than a marketing agency — we’re your business growth partner. That means helping you get more leads, convert more customers, and keep more of your revenue while accessing the capital you need to scale.
That’s why we’ve partnered with trusted financial infrastructure providers like Beacon Payments and Cash Buoy to deliver a seamless merchant services experience and fast, reliable access to working capital — up to $100,000.
This isn’t just about payment processing. It’s about building a complete ecosystem where marketing, automation, transactions, and funding all work together to help you grow — faster, leaner, and smarter.
Why We Offer These Solutions
Most agencies stop at traffic and clicks.
We go all the way to profitability — and that means solving the biggest blockers to scale:
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High merchant fees that erode margins
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Slow, outdated payment systems
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Difficulty getting approved for business capital
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A lack of financial visibility or automation
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Missed growth opportunities due to cash constraints
With our system, we eliminate these problems by giving you bankless solutions built for speed and scale. You keep more of what you earn, access what you need, and finally run your business on your terms.
Our Partners: Why We Chose Beacon Payments & Cash Buoy
Beacon Payments is one of the most agile, business-friendly merchant processors in the U.S., known for high approval rates, fast onboarding, low fees, and white-glove support. Whether you’re a high-risk ecommerce brand, a growing service business, or a startup needing flexibility, Beacon helps our clients get the infrastructure they need without the friction.
Cash Buoy provides fast, unsecured working capital for businesses that want to scale without waiting for a loan officer to say yes. With approvals in as little as 24 hours and funding up to $100K, Cash Buoy lets our clients hire faster, buy inventory, launch ad campaigns, or expand locations — on their timeline, not the bank’s.
Together, these partnerships ensure that Cerulean Social clients have access to everything they need — not just to market, but to grow.
What We Offer
1. Merchant Processing
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Fast onboarding and high approval rates
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Competitive interchange-plus pricing
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Full dashboard access and real-time reporting
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Stripe/NMI/Authorize.net integration
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Ecommerce, high-ticket, subscription, and POS support
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Chargeback reduction tools
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White-glove migration support
2. Working Capital (MCA Loans)
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Up to $100,000 in capital within 24–72 hours
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Revenue-based underwriting (not credit-based)
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Short-term and long-term repayment options
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Simple application — no financial maze
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Perfect for ad budgets, hiring, inventory, expansion
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No prepayment penalties
3. Revenue Infrastructure & Optimization
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Split payouts across departments/entities
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Integrate your merchant processing with AI automation
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Smart invoicing and recurring payment flows
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Subscription logic and revenue forecasting
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Tax-optimized entity routing (via trust or holding company)
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Embedded upsells and automatic failed payment recovery
Why Businesses Need This Now
Most business owners focus on visibility and traffic — but cash flow is king. If you're growing fast, or struggling to keep up with growth, you need infrastructure that can scale with you:
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Ad spend needs capital
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Fast fulfillment needs liquidity
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Team expansion needs faster merchant payouts
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Subscription businesses need chargeback protection
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Ecommerce brands need better transaction logic
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Everyone needs margin efficiency
By offering this as part of your marketing and automation stack, we ensure that you're not just building a bigger business — you’re building a healthier one.
How It Works
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Apply for Merchant Services
We review your current processor setup and submit for a better rate and platform. We handle the transition. -
Get Pre-Qualified for Working Capital
We help you assess how much capital you qualify for and guide you through the simple application. -
Integrate Payments into Your System
Our tech team integrates your merchant gateway with your CRM, invoicing systems, and automations. -
Access Capital + Growth Support
Once approved, use the capital as needed — and we’ll help you apply it where it brings the highest ROI.
One Partner. Every Solution.
You no longer need five vendors to solve five different problems.
At Cerulean Social, we centralize everything under one roof:
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Marketing & Traffic
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AI Automation & Follow-up
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Web Development & Funnel Builds
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Merchant Processing
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Working Capital Access
Because growth isn’t linear — it’s exponential when your systems align.
Need Funding or Better Processing? Let’s Build It Together.
Click below to check your eligibility or book a strategy call and see how Cerulean Social can support every part of your business growth journey — from capital to conversion.